Unlike standard car insurance, imported cars can require a bespoke insurance policy. When looking for a specialist insurance quote, there are a few things to remember to help you get the best from your policy. Our good friends at Performance Direct Insurance have put together this useful Top Tips guide to insuring your Japanese imports.
- When buy a Japanese import, be sensible and have your insurance in mind, if you’re a young driver and buy an expensive import, you can’t expect to have cheap insurance. So make sure you have researched insurance with specialised car insurance companies, such as Performance Direct, before buying the car.
- Everyone knows that sorting your car insurance out can be a right pain! But we all know it has to be done. It is important that you shop around for your Japanese import car insurance to get you the best deal possible, so get as many estimates as you can- it will make your life a lot easier in the long run!
- An important tip to take notice of is using a specialised insurance company that focuses on imported cars and that has extensive knowledgeof a huge range and variations of Japanese imported cars, such as, Performance Direct. This will make a huge difference when taking out the car policy as the company will have a better understanding of the vehicle.
Take a look at some money saving tips to make your car insurance cheaper for Japanese imports:
- If you have a garage, keeping your car locked up over night can save you money on your car insurance.
- How many drivers do you want to have on your policy? Insurers will always price their premium on the youngest or least experienced driver, especially on imported vehicles.
- By paying a higher excess on the vehicle you will reduce your insurance premium.
- Don’t modify your car. If your imported car is modified it will be both more difficult and more costly to insure!
- Cost is obviously a big factor in buying insurance but there are other aspects you need to investigate! Look not only at the cost of the insurance, but the idea of a respected insurer who understands the specific car market. In the long term they will be able to handle any problems professionally and won’t rip you off at the same time.
- Another factor insurers take into consideration is the cost of repairs, as some spare parts may not be readily available in the UK and will have to be specially imported at high cost. So, when buying a car, make sure you are clued up on your vehicle’s insurance averages so you have a rough idea of the price already.